Access to the full content is only available to members of institutions that have purchased access. If you belong to such an institution, please log in or find out more about how to order.

Cite
Cover of US Credit and Payments, 1800–1935, Part I

US Credit and Payments, 1800–1935, Part I

Edited by Ronnie J. Phillips

  • Published: 2013
  • DOI: 10.4324/9781848932944
  • Set ISBN: 9781848932944

Set Contents

Building and Loan Associations

Though today the terms building and loan associations and savings banks have virtually disappeared in the names of financial institutions in the US, at one time there was a clear distinction between banks of deposit, savings banks and building and loan associations. Today only thirteen institutions that have federal deposit insurance contain the phrase ‘building and loan association’ in their name. After the reforms of the New Deal Era in the 1930s which included the federal chartering and regulation of savings banks and building and loan associations, and the creation of the Federal Home Loan Bank System, these institutions became known as savings and loan associations and their federal regulator was the Federal Home Loan Bank Board which was renamed the Office of Thrift Supervision (OTS) after the financial crisis of the 1980s. In 2011, the OTS was merged with the Office of the Comptroller of the Currency (OCC) and its insurance fund was merged with the bank insurance fund operated by the Federal Deposit Insurance Corporation (FDIC).

Volume Contents

  • content locked
    Front Matter
  • content locked
    Introduction By Ronnie J. Phillips
  • Mutual Benefit Building and Loan Associations (1852) By Joseph Walker
    • content locked
      Overview Edited by Ronnie J. Phillips
    • Mutual Benefit Building and Loan Associations (Charleston, SC: Walker & James, 1852), chs 1–4, pp. 5–35
      • content locked
        Building and Loan Associations
      • content locked
        A Form of Constitution for a Building and Loan Association
  • The Working Man’s Way to Wealth (1872) By E. A. Wrigley
    • content locked
      Overview By Ronnie J. Phillips
    • The Working Man’s Way to Wealth: A Practical Treatise on Building Associations; What They Are and How to Use Them (Philadelphia, PA: J. K. Simon, 1872), ch. 4, pp. 28–40; ch. 8, pp. 78–86
      • content locked
        IV
        Building Associations
      • content locked
        VIII
        Conclusion
  • ‘The Dangerous Side of Building Associations’ (1888) By C. F. Southard
    • content locked
      Overview By Ronnie J. Phillips
    • content locked
      ‘The Dangerous Side of Building Associations’, Journal of Social Science, 25 (December 1888), pp. 149–51
  • The Law Relating to Building and Loan Associations (1898) By William Wheeler Thorton; Frank. H. Blackledge
    • content locked
      Overview By Ronnie J. Phillips
    • content locked
      The Law relating to Building and Loan Associations: With Forms and Suggestions (Albany, NY: M. Bender, 1898), ch. 17, pp. 439–72
  • A Treatise on the Law of Building and Loan Associations with Forms, 2nd edn (1899) By Charles N. Thompson
    • content locked
      Overview By Ronnie J. Phillips
    • content locked
      A Treatise on the Law of Building and Loan Associations with Forms, 2nd edn (Chicago, IL: Callaghan, 1899), ch. 1, pp. 76–99: Law of Building Associations
  • A Treatise on Co-Operative Savings and Loan Associations (1900) By Seymour Dexter
    • content locked
      Overview By Ronnie J. Phillips
    • A Treatise on Co-operative Savings and Loan Associations (New York: D. Appleton & Company, 1900), ch. 4, pp. 41–69; ch. 6, pp. 96–112
      • content locked
        IV
        The Growth And Spread of Co-Operative Savings and Building-Loan Associations
      • content locked
        VI
        Which of the Several Schemes Considered is Best
  • Law of Building and Loan Associations ([c. 1922]) By Joseph Hoffman Sundheim
    • content locked
      Overview By Ronnie J. Phillips
    • Law of Building and Loan Associations (Philadelphia, PA: Smith-Edwards company, [c. 1922]), chs 1–4, pp. 17–45; ch. 9, p. 106; ch. 10, pp. 107–20
      • content locked
        I
        History and Description
      • content locked
        II
        Organization and Membership
      • content locked
        III
        The Charter
      • content locked
        IV
        The Stock
      • content locked
        X
        The Loan
  • Money Lending Practices of Building and Loan Associations in Ohio ([1927]) By Henry Morton Bodfish
    • content locked
      Overview By Ronnie J. Phillips
    • Money Lending Practices of Building and Loan Associations in Ohio (Columbus, OH: Ohio State University Press, [1927])
      • content locked
        Preface
      • content locked
        I
        The Importance of Building and Loan Associations and the Scope of the Study
      • content locked
        II
        Ohio Practice in Regard to Acceptable Collateral, Membership, and Type of Loan
      • content locked
        III
        Variations in Appraisal and Suggestions for an Improved Technique
      • content locked
        IV
        The Effect of Fees on Loan Costs
      • content locked
        V
        The Factors Affecting Costs After the Closing of the Loan
      • content locked
        VI
        Construction Loans in Ohio
      • content locked
        VII
        The Straight Loan in Ohio Practice
  • content locked
    Back Matter